Three ways in. None of them is a password.
No Plaid, no Yodlee, no screen scraping. You control every data flow, and you can cut any of them off.
Drop a statement
Drop a PDF and Verica reads it — holdings, balances, transactions, currencies. Any broker, any bank, any format they mail you.
Connect your inbox
Connect Gmail once and Verica reconstructs the last twelve months of your portfolio from statements already sitting in your inbox.
Or just say it
"I hold about 40K of index funds at Vanguard." That's data too. Say what you own and Verica folds it into the picture.
Twelve months, reconstructed while you make coffee.
One inbox connection rebuilds a year of portfolio history from the statements your institutions already sent you.
- ✓Holdings, balances, and transactions read from each statement
- ✓Every account, currency, and country in one picture
- ✓Each figure checked against the document it came from
Then it does the part you keep putting off.
It comes to you
A weekly note with your net worth, what actually moved, and one action worth taking. Alerts you set in plain English. You rarely open it on purpose.
Every number, verified
Each figure is computed from your own statements first, then checked against them before the message is sent. If Verica can't source a number, it doesn't say it.
No passwords. Ever.
There is no field for a brokerage login, so there is nothing to store, leak, or break. The flaky aggregator connection simply isn't part of the product.
Any currency, any country
A 401(k) at one provider, a taxable brokerage at another, an old account still held in euros — one picture across every account and currency you hold.
It texts you before you'd have remembered.
Contribution room going unused, cash idling at 0.4%, a fee that quietly doubled — Verica raises it in the chat you already have open, and one reply settles it.
Why this doesn't exist yet.
| Tool | The catch |
|---|---|
| Kubera | Shallow — a list of balances, not an understanding of them. |
| Empower | Free dashboard, then a sales call about managing your assets. |
| Sharesight | Handles one currency well. Portfolios in this bracket rarely stop at one. |
| Monarch | Budgeting first; investments are an afterthought. |
| All of the above | Want your brokerage login — through connections that break constantly. |
People in this bracket are already paying $150–$2,500 a year for partial answers, and still keeping a spreadsheet on the side. Verica takes the other path: your documents, your inbox, your words.
Questions, answered.
Do I connect my brokerage account?
No. Verica has no field for a brokerage password. Data comes in through documents you choose to share — a dropped statement, a forwarded email, a connected inbox — and you can cut any of those flows off at any time.
What can Verica actually read?
Brokerage and bank statements as PDFs: holdings, balances, transactions, and currencies. Connect Gmail and it finds the statements already in your inbox and reconstructs the last twelve months.
What does it track?
Listed securities, cash, and retirement accounts, in any currency. Verica reports on your portfolio; it does not provide financial advice.
When can I use it?
Verica is in early development and not yet open to the public. Leave your email and you'll be among the first in — one email when there's something to show you, nothing else.
Your statements already know your net worth.
Verica just reads them. Be among the first in.
One email when there's something to show you. Nothing else.